Savings Accounts Interest Rates
Here you can find the rates of all of our open accounts. By clicking on the name of the account, you can find out more details. Click here for rates on accounts no longer available to new investors.
If your account falls below the minimum deposit amount, you will earn a fixed rate of 0.05% gross p.a./AER* whilst the account is below the minimum balance.
Immediate Access Savings Accounts
| £10 or over | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| Annual Income | 2.50% | 2.00% |
| Monthly Income | 2.47%/2.50% | 1.98% |
current rates valid from 11 November 2011
| £500 or over | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| Annual Income | 2.50% | 2.00% |
| Monthly Income | 2.47%/2.50% | 1.98% |
previous rates valid from 24 October 2011 to 10 November 2011 and refers to the previous issue of the account
| £1,000 or over | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| Annual Income | 2.30% | 1.84% |
| Monthly Income | 2.28%/2.30% | 1.82% |
current rates valid from 17 July 2009
| £10,000 or over | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| Annual Income | 2.30% | 1.84% |
| Monthly Income | 2.28%/2.30% | 1.82% |
previous rates valid from 7 July 2009 to 16 July 2009 and refers to the previous issue of the account
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1 or over | 0.05% | 0.04% |
| £500 or over | 0.05% | 0.04% |
| £10,000 or over | 0.05% | 0.04% |
| £20,000 or over | 0.05% | 0.04% |
current rates valid from 1 April 2009
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1 or over | 0.10% | 0.08% |
| £500 or over | 0.10% | 0.08% |
| £10,000 or over | 0.10% | 0.08% |
| £20,000 or over | 0.10% | 0.08% |
previous rates valid from 1 March 2009 to 31 March 2009
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
Reward |
| £1,000 or over | 0.50% | 0.40% | 1.00% |
| £50,000 or over | 0.75% | 0.60% | 1.00% |
current rates valid from 1 June 2010
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
Reward |
| £1,000 or over | 0.50% | 0.40% | 1.00% |
| £50,000 or over | 0.75% | 0.60% | 1.00% |
previous rates not applicable
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
Reward |
| £1,000 or over | 0.75% | 0.60% | 1.00% |
current rates valid from 1 June 2010
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
Reward |
| £1,000 or over | 0.75% | 0.60% | 1.00% |
previous rates not applicable
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £10 or over | 4.00% | 3.20% |
current rates valid from 13 August 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £10 or over | 4.00% | 3.20% |
previous rates not applicable
Cash ISA Savings Accounts
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £500 or over | 2.85% | - |
current rates valid from 5 July 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £500 or over | 2.85% | - |
previous rates not applicable
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
Reward |
| £1 or over | 0.50% | - | 1.00% |
| £20,000 or over | 0.75% | - | 1.00% |
current rates valid from 1 June 2010
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
Reward |
| £1 or over | 0.50% | - | 1.00% |
| £20,000 or over | 0.75% | - | 1.00% |
previous rates not applicable
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £500 or over | 2.85% | - |
current rates valid from 24 June 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £500 or over | 2.85% | - |
previous rates not applicable
Fixed Rate Savings Accounts & Bonds
| £500 or over | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| Annual Income | 2.75% | 2.20% |
| Monthly Income | 2.72%/2.75% | 2.18% |
current rates valid from 22 March 2011
| £500 or over | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| Annual Income | 2.75% | 2.20% |
| Monthly Income | 2.72%/2.75% | 2.18% |
previous rate not applicable
| £500 or over | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| Annual Income | 2.85% | 2.28% |
| Monthly Income | 2.81%/2.85% | 2.25% |
current rates valid from 28 June 2011
| £500 or over | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| Annual Income | 2.85% | 2.28% |
| Monthly Income | 2.81%/2.85% | 2.25% |
previous rate not applicable
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £500 or over | 2.85% | 2.28% |
current rates valid from 24 June 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £500 or over | 2.85% | 2.28% |
previous rates not applicable
Goal-based Savings Accounts
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £10 or over | 2.50% | 2.00% |
current rates valid from 11 November 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £10 or over | 2.65% | 2.12% |
previous rates valid from 24 October 2011 to 10 November 2011 and refers to the previous issue of the account
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £10 or over | 2.50% | 2.00% |
current rates valid from 11 November 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £10 or over | 2.65% | 2.12% |
previous rates valid from 24 October 2011 to 10 November 2011 and refers to the previous issue of the account
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £10 or over | 2.50% | 2.00% |
current rates valid from 11 November 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £10 or over | 2.65% | 2.12% |
previous rates valid from 24 October 2011 to 10 November 2011 and refers to the previous issue of the account
Children's Savings Accounts
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1 or over | 1.50% | 1.20% |
| £10,000 or over | 1.85% | 1.48% |
| £25,000 or over | 2.25% | 1.80% |
current rates valid from 1 November 2009
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1 or over | 1.50% | 1.20% |
| £10,000 or over | 1.85% | 1.48% |
| £25,000 or over | 2.25% | 1.80% |
previous rates valid from 1 April 2009 to 31 October 2009 and refers to the previous issue of the account
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1 or over | 1.00% | 0.80% |
| £10,000 or over | 1.35% | 1.08% |
| £25,000 or over | 1.75% | 1.40% |
current rates valid from 7 February 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1 or over | 1.00% | 0.80% |
| £10,000 or over | 1.35% | 1.08% |
| £25,000 or over | 1.75% | 1.40% |
previous rates valid from 1 November 2009 to 6 February 2011 and refer to the previous issue of the account
Notice Savings Accounts
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £10,000 or over | 1.65% | 1.32% |
| £25,000 or over | 1.80% | 1.44% |
| £50,000 or over | 2.00% | 1.60% |
current rates valid from 26 May 2009
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £10,000 or over | 1.15% | 0.92% |
| £25,000 or over | 1.30% | 1.04% |
| £50,000 or over | 1.50% | 1.20% |
previous rates valid from 1 April 2009 to 25 May 2009
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £500 or over | 0.10% | 0.08% |
current rates valid from 1 April 2009
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £500 or over | 0.15% | 0.12% |
previous rates valid from 1 March 2009 to 31 March 2009
Business Savings Accounts
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1,000 or over | 1.50% | 1.20% |
| £100,000 or over | 1.75% | 1.40% |
current rates valid from 18 October 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1,000 or over | 1.50% | 1.20% |
previous rates valid from 1 June 2009 to 17 October 2011 and refers to the previous issue of the account
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1,000 or over | 1.75% | 1.40% |
current rates valid from 18 October 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1,000 or over | 1.50% | 1.20% |
| £50,000 or over | 1.75% | 1.40% |
previous rates valid from 31 May 2011 to 17 October 2011 and refers to the previous issue of the account
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £5,000 or over | 2.25% | 1.80% |
current rates valid from 15 November 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £5,000 or over | 2.25% | 1.80% |
previous rates not applicable
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £5,000 or over | 2.50% | 2.00% |
current rates valid from 15 November 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £5,000 or over | 2.50% | 2.00% |
previous rates not applicable
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £5,000 or over | 2.25% | 1.80% |
current rates valid from 18 October 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £5,000 or over | 2.00% | 1.60% |
| £250,000 or over | 2.25% | 1.80% |
previous rates valid from 1 August 2010 to 17 October 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £5,000 or over | 2.50% | 2.00% |
current rates valid from 18 October 2011
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £5,000 or over | 2.25% | 1.80% |
| £250,000 or over | 2.50% | 2.00% |
previous rates valid from 1 August 2010 to 17 October 2011
Charity deposits
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1 or over | 0.10% | - |
| £50,000 or over | 0.10% | - |
| £100,000 or over | 0.10% | - |
| £250,000 or over | 0.15% | - |
current rates valid from 1 April 2009
Sports and social clubs
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1 or over | 0.10% | 0.08% |
| £10,000 or over | 0.10% | 0.08% |
current rates valid from 1 April 2009
Corporate deposits
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £10,000 or over | 0.10% | 0.08% |
| £100,000 or over | 0.10% | 0.08% |
| £250,000 or over | 0.10% | 0.08% |
current rates valid from 1 April 2009
Pension funds
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1 or over | 1.50% | - |
| £50,000 or over | 1.50% | - |
current rates valid from 1 November 2009
Solicitors' Undesignated Client account
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1 or over | 0.10% | - |
| £50,000 or over | 0.10% | - |
| £100,000 or over | 0.10% | - |
current rates valid from 1 April 2009
Charities
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1 or over | 0.10% | - |
| £50,000 or over | 0.30% | - |
| £100,000 or over | 0.55% | - |
| £250,000 or over | 0.65% | - |
previous rates valid from 1 March 2009 to 31 March 2009
Sports and social clubs
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1 or over | 0.10% | 0.08% |
| £10,000 or over | 0.10% | 0.08% |
previous rates valid from 1 March 2009 to 31 March 2009
Corporate deposits
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £10,000 or over | 0.10% | 0.08% |
| £100,000 or over | 0.15% | 0.12% |
| £250,000 or over | 0.45% | 0.36% |
previous rates valid from 1 March 2009 to 31 March 2009
Pension funds
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1 or over | 0.10% | - |
| £50,000 or over | 0.10% | - |
previous rates valid from 1 April 2009 to 31 October 2009
Solicitors' Undesignated Client account
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £1 or over | 0.10% | - |
| £50,000 or over | 0.10% | - |
| £100,000 or over | 0.10% | - |
previous rates valid from 1 March 2009 to 31 March 2009
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £500 or over | 1.50% | 1.20% |
current rates valid from 1 February 2010
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £500 or over | 0.50% | 0.40% |
previous rates valid from 1 January 2010 to 31 January 2010
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £5,000 or over | 1.50% | 1.20% |
current rates valid from 7 July 2009
| Deposit | Gross p.a. / AER* | Net p.a. (after deduction of basic rate tax) |
| £5,000 or over | 1.00% | 0.80% |
previous rates valid from 1 April 2009 to 6 July 2009
Saffron Building Society, Saffron Independent Financial Advisers Ltd and Crocus Home Loans Ltd are authorised and regulated by the Financial Services Authority for investments, pensions, life assurance, insurance and regulated mortgages. Saffron Building Society's FSA registration number is 100015.
Registered Office: Saffron House, 1A Market Street, Saffron Walden, Essex, CB10 1HX.
- Online Savings Accounts
- Immediate Access Savings Accounts
- Cash ISA Savings Accounts
- Fixed Rate Savings Accounts & Bonds
- Tracker Bonds
- Goal-based Savings Accounts
- Children's Savings Accounts
- Notice Savings Accounts
- Business Savings Accounts
- Business e-saver account [Issue 3]
- Solicitors' Online Reserve account [Issue 2]
- 6 Month Fixed Term, Tracker Corporate Bond
- One Year Fixed Term, Tracker Corporate Bond
- 6 Month Fixed Term, Fixed Rate Corporate Savings Bond
- One Year Fixed Term, Fixed Rate Corporate Savings Bond
- Company and Club account
- Charity Tracker
- Solicitors' Reserve account
- Longer-term Savings & Investments
- Financial Planning
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